Modifying photoanodes with metal-organic frameworks (MOFs) as oxygen evolution reaction (OER) cocatalysts has emerged as a promising approach to enhance the efficiency of photoelectrochemical (PEC) water oxidation. However, designing OER-active MOFs with both high photo- and electrochemical stability remains a challenge, limiting the advancement of this research. Herein, we present a facile method to fabricate a MOF-modified photoanode by directly loading a pentanuclear Co-based MOF (Co-MOF) onto the surface of a Ti-doped hematite photoanode (Ti:Fe