Multifunctional coatings have drawn enormous attention in the past few years in view of their fascinating abilities to respond to complex surroundings. In this study, we reported a waterborne multifunctional coating derived from aqueous polyisocyanate cross-linked with poly [2-(perfluorooctyl) ethyl methacrylate]-[methacryloyloxyethyl dimethyl butyl ammonium bromide]-[2-hydroxyethyl methacrylate] (pFOMA-MDBA-HEMA) copolymers. The combination of hydrophobic perfluorinated chain segment and hydrophilic quaternary ammonium salt endows the resultant coating multifunction upon exposure to different environments. For example, in water-rich surroundings, the coating surface exhibits oleophobicity underwater, self-cleaning, anti-fogging, antibacterial, anti-algal, and anti-icing properties due to the presence of hydrophilic quaternary ammonium groups. Benefiting from the low surface energy perfluorinated chain segment, the coating also shows the excellent anti-oil adhesion, wear resistance and UV aging resistance properties in dry air surroundings. Through the combination of these two components, the as-prepared pFOMA-MDBA-HEMA coating can cope with different environmental functional requirements both in air and underwater, which provides an environmentally friendly material with great potential application prospects in a variety of fields.