AimsThe implantable loop recorder (ILR) continuously monitors the heart's electric activity by means of a subcutaneous bipolar electrogram (Elg). Currently, the relationship between the Elg and the surface electrocardiogram (ECG) has been poorly documented. This model-based study aimed at investigating the differences between the bipolar surface and subcutaneous signals, as well as the effect of the insulating boundary of the ILR on these signals. Additionally, the model is used for determining the optimal implant location of the device.