Technology-driven information sharing and conditional financial development in Africa

业务 信息共享 移动电话 金融中介 信息和通信技术 互联网 金融体系 财务 信息不对称 经济 货币经济学 电信 政治学 计算机科学 万维网 法学
作者
Simplice A. Asongu,John C. Anyanwu,Vanessa S. Tchamyou
出处
期刊:Information Technology for Development [Taylor & Francis]
卷期号:25 (4): 630-659 被引量:82
标识
DOI:10.1080/02681102.2017.1311833
摘要

Information technology is increasingly facilitating mechanisms by which information asymmetry between lenders and borrowers in the financial sector can be reduced in order to enhance financial access for human and economic development in developing countries. We examine conditional financial development from ICT-driven information sharing in 53 African countries for the period 2004–2011, using contemporary and non-contemporary quantile regressions. ICT is measured with mobile phone penetration and internet penetration, whereas information-sharing offices are public credit registries and private credit bureaus. The following findings are established. First, there are positive effects with positive thresholds from ICT-driven information sharing on financial depth (money supply and liquid liabilities) and financial activity (at banking and financial system levels). Second, for financial intermediation efficiency, the positive effects from mobile-driven information sharing are apparent exclusively in certain levels of financial efficiency. Third, with regard to financial size, mobile-driven information sharing is positive with a negative threshold, whereas internet-driven information sharing is positive exclusively among countries in the bottom half of financial size. Positive thresholds are defined as decreasing negative or increasing positive estimated effects from information-sharing offices and vice versa for negative thresholds. Policy implications are discussed.
最长约 10秒,即可获得该文献文件

科研通智能强力驱动
Strongly Powered by AbleSci AI
更新
PDF的下载单位、IP信息已删除 (2025-6-4)

科研通是完全免费的文献互助平台,具备全网最快的应助速度,最高的求助完成率。 对每一个文献求助,科研通都将尽心尽力,给求助人一个满意的交代。
实时播报
壮观的谷冬完成签到 ,获得积分0
3秒前
和谐曼凝完成签到 ,获得积分10
6秒前
如意竺完成签到,获得积分10
6秒前
fzd完成签到,获得积分10
8秒前
11秒前
livra1058完成签到,获得积分10
12秒前
HAO完成签到,获得积分10
14秒前
震动的沉鱼完成签到 ,获得积分10
15秒前
糕糕发布了新的文献求助40
16秒前
dyk完成签到,获得积分10
16秒前
18秒前
carryxu完成签到,获得积分10
18秒前
卡卡罗特应助谦让小蚂蚁采纳,获得10
18秒前
大个应助缓慢醉卉采纳,获得10
19秒前
lzhgoashore完成签到,获得积分10
19秒前
19秒前
helpme完成签到,获得积分10
19秒前
DLY完成签到,获得积分10
20秒前
21秒前
21秒前
达笙完成签到 ,获得积分10
22秒前
研友_VZG7GZ应助炒鸡小将采纳,获得10
24秒前
闪闪山柳完成签到 ,获得积分10
24秒前
在水一方应助科研通管家采纳,获得10
25秒前
小二郎应助科研通管家采纳,获得10
25秒前
852应助科研通管家采纳,获得10
25秒前
小马甲应助科研通管家采纳,获得10
25秒前
zzz发布了新的文献求助10
25秒前
wumiao_1应助科研通管家采纳,获得10
25秒前
wumiao_1应助科研通管家采纳,获得10
25秒前
在水一方应助科研通管家采纳,获得10
25秒前
传奇3应助科研通管家采纳,获得10
25秒前
25秒前
26秒前
26秒前
26秒前
小蘑菇应助科研通管家采纳,获得10
26秒前
在水一方应助科研通管家采纳,获得10
26秒前
26秒前
26秒前
高分求助中
【提示信息,请勿应助】关于scihub 10000
Les Mantodea de Guyane: Insecta, Polyneoptera [The Mantids of French Guiana] 3000
徐淮辽南地区新元古代叠层石及生物地层 3000
The Mother of All Tableaux: Order, Equivalence, and Geometry in the Large-scale Structure of Optimality Theory 3000
Global Eyelash Assessment scale (GEA) 1000
Picture Books with Same-sex Parented Families: Unintentional Censorship 550
Research on Disturbance Rejection Control Algorithm for Aerial Operation Robots 500
热门求助领域 (近24小时)
化学 材料科学 医学 生物 工程类 有机化学 生物化学 物理 内科学 纳米技术 计算机科学 化学工程 复合材料 遗传学 基因 物理化学 催化作用 冶金 细胞生物学 免疫学
热门帖子
关注 科研通微信公众号,转发送积分 4038426
求助须知:如何正确求助?哪些是违规求助? 3576119
关于积分的说明 11374556
捐赠科研通 3305834
什么是DOI,文献DOI怎么找? 1819339
邀请新用户注册赠送积分活动 892678
科研通“疑难数据库(出版商)”最低求助积分说明 815029