社会经济地位
分布(数学)
健康保险
质量(理念)
业务
环境卫生
精算学
公共经济学
经济
经济增长
医学
医疗保健
数学
哲学
数学分析
认识论
人口
作者
Benjamin Handel,Jonathan Kolstad,Thomas Minten,Johannes Spinnewijn
出处
期刊:The American economic review
[American Economic Association]
日期:2024-08-30
卷期号:6 (3): 395-412
标识
DOI:10.1257/aeri.20230314
摘要
We study how choice quality relates to socioeconomic factors, using population-wide data on health insurance choices and utilization in the Netherlands. We document a striking choice quality gradient with respect to socioeconomic status, finding that those with higher income, higher education, and training in quantitative fields make meaningfully better choices. Household income for the top 5 percent of decision-makers, in terms of surplus captured, is almost three times higher than for the bottom 5 percent. When jointly including all factors, education degree and field of study are more important predictors of choice quality than income and other financial variables. (JEL D31, G22, G52, I13, L15)
科研通智能强力驱动
Strongly Powered by AbleSci AI