金融知识
鉴定(生物学)
农村地区
业务
读写能力
经济增长
社会经济学
财务
地理
老年学
医学
经济
生物
生态学
病理
作者
Katarzyna Czech,Luiza Ochnio,Michał Wielechowski,Serhiy Zabolotnyy
出处
期刊:Agriculture
[MDPI AG]
日期:2024-09-28
卷期号:14 (10): 1705-1705
标识
DOI:10.3390/agriculture14101705
摘要
Financial literacy plays a crucial role in individuals’ decision-making processes. The paper aims to thoroughly identify the financial literacy needs and challenges of adults with low financial literacy living in rural areas. The paper presents the results of a focus group study conducted among a target group (35 people) and interviews with financial experts (14 people) in the first quarter of 2023. The study allows us to identify common areas of financial knowledge crucial for adults with low financial literacy living in rural areas. The study was conducted in seven European countries as part of the Erasmus+ project “Learning by Experiencing Escape Rooms: Financial Literacy for Adults (FLER)”. Key findings from the study revealed that participants exhibited low awareness of financial fraud and expressed a need to protect personal information when using digital platforms. There was a clear demand for improved knowledge in certain areas, such as budgeting, emergency funds, balancing risk and reward, and planning for retirement or long-term savings. Participants consistently viewed gamification as a valuable tool for enhancing their understanding of financial topics. The contribution of our study is that we narrow the research gap on the needs and challenges related to financial literacy among rural residents. The results will help pinpoint specific areas of financial knowledge and competencies that are particularly important for adults with low financial literacy. Moreover, these insights are crucial for developing educational content integrated into a virtual escape room to improve financial literacy through engaging, scenario-based learning.
科研通智能强力驱动
Strongly Powered by AbleSci AI