数字化
人口
杠杆(统计)
人口老龄化
金融包容性
中国
经济
业务
财务
地理
金融服务
人口学
社会学
计算机科学
考古
机器学习
计算机视觉
出处
期刊:PLOS ONE
[Public Library of Science]
日期:2023-11-27
卷期号:18 (11): e0287292-e0287292
被引量:2
标识
DOI:10.1371/journal.pone.0287292
摘要
This paper studies the role played by the digitization level of inclusive finance for the aging population. We leverage an unexpected Chinese national strategy that promotes mobile internet and other internet related integration in China to identify the impact of changes in state policies on the digitization level for inclusive finance in a regression discontinuity design. Although aging population is negatively correlated with the digitization level of inclusive finance, our empirical analysis reveals that the policy shock significantly increased the digitization level of inclusive finance among the aging population. We also find two opposite mechanisms: the income effect and the caring effect. Finally, our study suggests that the economic and social outcomes of the digitization level among aging population are bifurcated: happiness decreased but real estate investment increased.
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